Now that you’ve officially entered life after work, it’s time to relax and enjoy the fruits of your hard labor. However, before you can kick back and buy that condo on the beach, you may want to think about laying out your future. For example, you’ll have to establish a solid financial plan and determine what your next moves are in terms of managing your living situation and health.
Neptune Society wants to ensure that you’re celebrating the life you’ve spent decades in the workforce building for yourself. We’ve gathered a few tips to help you as you embrace retirement.
Maintain a healthy lifestyle
Now that you’re not living each day in accordance to a regular routine, it can be easy to start slipping when it comes to things like eating healthy and exercising. According to Forbes, the choices people make during retirement in regard to diet, stress reduction and socializing have a significant impact on both the quality and longevity of their lives.
You may want to consider learning to cook if you have a habit of eating out so you can gain more control over what you’re putting into your body. Take cooking classes with a loved one or make exercise more appealing by participating in workout classes with friends. Filling your daily schedule with plans like these will ensure that you’re living a fulfilling life during your retirement.
Learn to cook with family members to bond and eat healthier.
Make the hard decisions now
They’re the last thing you want to think about once you say goodbye to your job and hello to retired living, but facing end-of-life decisions now will make a difference in the financial strain and stress you and your family have to deal with down the road. Writing your will ensures that your needs are clearly stated so there’s no guesswork for your loved ones when it comes time to make arrangements. It will also assure you that your hard-earned money and belongings end up in the hands of people you love.
“Traditional funeral services can be very expensive.”
Although many people don’t realize it until the time comes, traditional funeral services can be very expensive, ranging from $8,000 to $10,000. Leaving end-of-life planning to family members or friends can put a heavy financial and emotional burden on your loved ones. The good news is you can ensure this is avoided and that all your loved ones have to do is celebrate your life when you pass. Neptune Society offers affordable cremation preplanning choices for those who prefer a burial alternative that adheres better to their religious customs and allows more convenience and affordability. We make the planning process simple and painless for people who like to think ahead and ensure their preferences are met.
One of the most effective ways to make the most of your savings and create a sense of liberation during retirement is downsizing. This usually includes getting rid of the belongings you’ve collected over the years but don’t use anymore. You may want to consider donating them or passing them on to younger family members. Many retirees also prefer moving into a smaller house or a condo somewhere closer to family or friends.
Retirement communities are also popular, as they put people in a great position to meet new friends in a social environment. Often, tasks like cooking and cleaning are no longer required, as retirement villages take care of them. One of the best things that comes with being a retiree is that your options are practically endless!
Take on a part-time job
According to Time, those who work past 65 years old are, on average, a lot happier than their retired peers. Also, retirees with a temporary or part-time job were found to be less likely to develop serious conditions like heart disease and high blood pressure compared to those who stop working altogether, even after taking their previous health statuses into consideration. While it’s true that you have more freedom to apply for positions that suit your interests, experts recommend choosing a job within your field of work, as adapting to an entirely unfamiliar work environment and responsibilities can be very draining and stressful.
After working so hard for so long, you deserve to kick back, relax, and make the most out of your retirement. Just be sure that you aren’t so caught up enjoying the moment now that you aren’t making the right plans for your future. You’ll enjoy your retirement more with the peace of mind that all of your arrangements are already in place.